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Vikas Joshi

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Home Loan for Self-Employed Buying a home is a monumental milestone in everyone’s life, a dream that often necessitates the support of a home loan. While salaried individuals typically find it easier to secure a home loan for self-employed individuals often face more stringent eligibility criteria and a more complex application process. But the significance of this milestone makes the journey worthwhile. This blog will explore the process of home loan for self-employed with eligibility criteria in India. Understanding Eligibility Criteria: Home Loan for Self-Employed Before starting the home loan application process, it’s essential to understand the eligibility criteria for self-employed individuals. Banks and financial institutions usually categorize self-employed individuals into two main groups: self-employed professionals and self-employed non-professionals. Self Employed Professionals Self-employed professionals include doctors, lawyers, architects, chartered accountants, and others who run their practices. To be eligible for a home loan, they must provide proof of their professional…

Fractional Ownership in India : Game-Changer for the Indian Real Estate Real estate has always been one of the best investment options in the world and is known as an appreciating and stable asset. However, commercial properties, which usually give higher returns than residential properties, remain out of reach for many investors due to their high investment. Now, because of an innovative concept known as fractional ownership, it is possible for investors with a low investment budget to invest in commercial properties. In this blog, we will explore fractional ownership in India, its advantages and disadvantages, and how it can transform the Indian real estate sector. What is Fractional Ownership? Fractional ownership is a simple idea that allows a group of people to buy a valuable property together. Unlike traditional investments like REITs or mutual funds, fractional ownership gives each person a direct share in the property. This means that…

Decorate Living Room in Indian Style India’s rich and diverse culture has always inspired interior decor. Its vibrant colours, intricate patterns, and timeless traditions offer a unique charm that can transform any living room into a warm and inviting space. Importantly, decorating your living room in an Indian style can be achieved without breaking the bank, as it doesn’t have to be extravagant or expensive. This affordability makes it a practical and appealing choice for many homeowners or renters. In this blog, we’ll explore the versatile and budget-friendly Indian ways to infuse a touch of India into your living room. From colours and textiles to decor and lighting, let’s embark on a journey to create a space that resonates with the beauty and tradition of India while also allowing for your unique creative expression. Colours of India The first step in decorating your living room with an Indian style is…

Noida International Airport Jewar Yamuna Expressway The opening of Noida Internationa Airport at Jewar Yamuna Expressway in Uttar Pradesh’s Gautam Buddh Nagar district has been a topic of much anticipation and excitement. In this blog post, we will explore how Noida International Airport at Jewar might change the fortunes of Yamuna Expressway and the surrounding region. Yamuna Expressway: A Brief Overview The Yamuna Expressway is a 165-kilometer-long, six-lane highway connecting Greater Noida with Agra in Uttar Pradesh. Officially started in August 2012 by then-Chif Minister of Uttar Pradesh Akhilesh Yadav, it was envisioned as a high-speed corridor to reduce travel time between Delhi and Agra, the home of the iconic Taj Mahal. While it has succeeded in achieving this goal, it has faced challenges in attracting industrial development and urbanization along its route. The Potential Impact of Noida International Airport on Yamuna Expressway The airport, set to become one of…

Vastu Shastra Tips for a Positive and Productive Office Environment Our work environment is crucial to our well-being and productivity in the fast-paced and competitive business world. One ancient Indian architectural science that offers profound insights into creating a harmonious workspace is Vastu Shastra. Rooted in Vedic traditions, Vastu Shastra provides guidelines for aligning structures with natural forces to promote positive energies. This comprehensive guide will explore the transformative potential of Vastu Shastra and offer various tips for infusing positive energy into your office space and fostering a more productive and harmonious work environment. Understanding Vastu Shastra: Foundations and Principles Vastu Shastra, often called the science of architecture, has its roots in ancient Vedic texts. Its fundamental principles revolve around balancing the five elements: earth, water, fire, air, and space to create an environment harmonious with nature. By aligning structures with these elements, Vastu Shastra aims to invite positive energies,…

Things to Remember Before Signing a Rent Agreement Finding a rental property in India is difficult; it often involves hard work, extensive searching, and effort. Many people rely on personal connections or networks to find a home, as these sources are seen as reliable and trustworthy. But what about those people who don’t have such connections? They’re left to negotiate directly with landlords, which can be daunting. During the chaos of packing and moving, many tenants overlook the rental agreement or fail to understand its terms and conditions fully. This oversight can lead to potential issues with the landlord down the line, such as unexpected costs, disputes over responsibilities, or even premature termination of the lease. If you’re currently in the process of finding a rental home, this article will empower you with the knowledge of the critical aspects of a rental agreement that you must review before signing. But…

One FNG One FNG, strategically located in Sector 142 Noida, with its iconic modern design and prime location, is a true architectural masterpiece set to redefine the cityscape and elevate Noida’s urban identity to unprecedented heights. Its proximity to major expressways ensures excellent connectivity, making it a convenient and accessible choice for businesses and investors. This new commercial project on 15 acres of prime location land near the FNG Expressway flawlessly blends artistic innovation with cutting-edge state-of-the-art workspaces and contemporary retail, creating a harmonious environment where work and leisure intersect effortlessly. At the heart of ONE FNG lies a vibrant high-street retail shop area, offering a multifaceted experience where shopping, dining, and entertainment create a dynamic and welcoming destination. Snapshot: One FNG Developer: Group 108 Property Type: Office Space and Retail Shops Location: Sector 142 Noida Land Area: 15 acres Status: Under Construction Possession: End 2025 RERA No: UPRERAPRJ279516 Office…

Renting vs Buying: Which is a Better Option Everyone dreams of buying a property. But deciding between buying or renting a property is not just a choice; it’s a significant milestone with immense financial and lifestyle implications. In this blog, we aim to provide a comprehensive guide to the pros and cons of these two distinct paths, empowering you to make a well-informed decision that can affect you and your family in the future. The Eternal Debate of Renting vs Buying Remember that whether you buy or rent a property depends on your current financial situation, way of life, and long-term objectives. Let us first examine the advantages and disadvantages of each option. Renting a Property Everyone believes that renting a house wastes money every month. This doesn’t seem right, after all, we all need somewhere to live, which always costs money. Here are some benefits and drawbacks of renting a…

Golf Course Extension Road Gurgaon Gurgaon, often called the “Millennium City,” is a bustling hub of corporate offices, residential complexes, and entertainment centers. Over the years, it has experienced exponential growth, with numerous sectors and localities emerging as the preferred choice for homebuyers and investors. Among these, Golf Course Extension Road has recently gained significant popularity for several compelling reasons. This blog will explore the factors that make Golf Course Extension Road a hotspot in Gurgaon. Strategic Location Golf Course Extension Road is strategically located in the southern part of Gurgaon, offering unparalleled convenience. This prime location connects to Sohna, Golf Course Road, and the Delhi-Jaipur Highway (NH-8). Its proximity to the Indira Gandhi International Airport, just a short drive away, makes it an ideal choice for frequent travelers. The road’s connectivity is a major driving force behind its increasing popularity, ensuring a stress-free commute for residents. Additionally, the road’s…

How to Find Financial Stability No one ever wishes to find themselves in a financial mess, but it sometimes happens. And contrary to some popular belief, financial difficulties are only sometimes a result of financial irresponsibility. Many people experience financial problems that put them in a position where they can’t pay their loans or bills for reasons other than financial mismanagement. Most of the time, facing financial difficulties can be highly stressful and even impact your mental and physical health. Some Examples of Financial Hardship Many life incidents or situations can derail financial plans and impact them emotionally and financially. Some examples of economic hardship are: Family or personal health issues or injury Loss in business or income Going through a bad relationship or domestic violence The sudden death of a spouse or partner Are you facing any of these examples of financial hardship? If yes, this blog will help…

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